If Worldwide cover is required or you wish to extend the number of days skiing to 31 days or 42 days in any one year (limited to 17 days any one trip), please ask for a quote.
Please contact us for further details on all policies.
All premiums include 17.5% insurance tax and will be subject to amendment if the tax is altered.
If you wish to to take out the above detailed insurance cover just call Finlays skiing holidays on: - + 44 (0) 1573 226611, and we can activate it immediately. Alternatively, when filling out your holiday booking form tick the appropriate box for the insurance cover required and we will organise it on receipt of the form. If you do not use our Fogg Travel insurance we will ask you sign an indemnity form to confirm that you have appropriate insurance.
A full copy of the insurance certificate will be sent with your confirmation of booking. As with most insurances, you are only insured for an event which occurs after you have purchased the cover. Please therefore carefully read the paragraph below headed PRE-EXISTING HEALTH CONDITIONS under the Important Notice section. It is essential that you read the insurance certificate. If for any reason it is not suitable for you, you may return it for a full refund, provided you return it within 14 days of receipt and you have not travelled or have made a claim.
For claims and any further information regarding this insurance please contact :
Fogg Travel Insurance Services Ltd,
Crow Hill Drive,
MANSFIELD,
NG19 7AE.
Tel: +44 (0)1623 631331
Fax: +44 (0)1623 420450
Under the Association of British Insurers General Business Code of Practice we have to bring to your attention some of the important features of your travel insurance policy:-
Insurance Policy - This contains full details of the cover provided plus the conditions and exclusions which apply to it. You must read the insurance policy carefully.
Conditions and Exclusions - There are conditions and exclusions which apply to individual sections and general conditions, exclusions and warranties which apply to the whole policy.
Pre-Existing Health Conditions - If you, or any other person on whom the travel plans depend, have ever had treatment for any heart or circulatory conditon, a stroke or high blood pressure, any breathing condition (including asthma), any type of cancer, any type of diabetes, any existing injury or other serious or re-occuring medical condition, any condition requiring long term prescribed medication or if you are receiving or awaiting investigation for any medical condition you must advise the Referral Helpline (contact details are provided within your policy) to see if additional cover is available. Insurers reserve the right to impose terms. You will receive written confirmation of the decision.
Property Claims - These are settled on an indemnity basis - not on a "new for old" or replacement cost basis.
Policy Limits - Most sections of the policy have limits on the amount the insurer will pay under that section. Some sections also include inner limits eg for any one item, or for valuables in total.
Policy Excesses - Claims under most sections of the policy will be subject to an excess. Where there is an excess, you will be responsible for paying the first part of the claim.
Reasonable Care - You are required to take all reasonable care to protect yourself and your property and to act as though you are not insured.
Telling Us about Relevant Facts - You must tell Insurers or ourselves before you travel about anything which may affect your cover. This information must be complete and adequate. If you are not sure whether something is relevant you should tell us anyway. You should keep a record of any information you give us. If you do not tell Insurers about something that may be relevant your cover may be refused and Insurers may not cover any related claims.
Complaints - The insurance policy includes a Complaints Procedure which tells you what steps you can take if you wish to make a complaint.
Hazardous Holiday Activities - The policy may not cover you when you take part in certain hazardous activities eg paragliding.
Cooling off - If you aren't happy with the policy you may return it within 14 days of receipt with a written request to cancel the insurance. Provided there has been no claim or travel undertaken we will refund your premium in full.
Law - The contract will be subject to English Law unless otherwise agreed.
PLEASE ENSURE THAT YOU READ YOUR INSURANCE POLICY CAREFULLY.
These Details are not a substitute for your insurance policy.
The name of the insurer is shown on your insurance policy.
Fogg Travel Insurance are authorised and regulated by the Financial Services Authority ref: 307304
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